Job details |
||||||||||||||||||||||||||||||||
|
Job Offer: Mortgage Loan Originator:Job description:
Mortgage Loan OriginatorOverviewHudson Valley Credit Union is currently recruiting for the position of Mortgage Loan Originator. Primary Function: sales position responsible for presenting and selling specific mortgage loan programs to members and potential members that are appropriate for their individual financial circumstances. this job offer assists in completing the process of obtaining a mortgage loan in conformity with Credit Union and regulatory guidelines. The Mortgage Loan agent will be responsible for developing new business opportunities through networking, such as realtor relations, meet or exceed established member service levels, loan quality and loan production goals. Responsible for coverage across our Newburgh, Arlington and Hopewell Jct. territories. Responsibilities » Responsible for the development and maintenance of external relationships for referral sources within the community including, but not limited to, realtors, builders and other affinity groups. Utilize various techniques including cold-calling, letter writing and group presentations. Attend functions relative to the position to build rapport within the community. » Provide excellent member service by responding to and following up on customer inquiries and leads from all sources located on HVCU’s service agreement. Responsible for managing a flexible work schedule, which allows for meeting members and potential members, as well as, networking and other significant events. » Recommend Credit Union mortgage loan products to members that would best serve them, advising them of the risks and benefits of the loan alternatives, including options and variables involved. » Maintain superior expertise of the variety of mortgage loan products and services offered and attend meetings and training programs as required by the Credit Union in order to maintain this level of practice and expertise. » Collect and analyze member’s financial information and assess their financial circumstances to determine whether the member and the property qualify for a particular loan; this includes member’s salary, assets, investments, debts, credit history as well as characteristics of the property and other pertinent information. » Follow up with members as necessary to obtain required documentation. Provide assistance as required to the Processing and/or Underwriting areas in order to ensure a quality loan decision. » located on member need, identify opportunities for referral to other Credit Union products and services including, but not limited to, Hudson Valley Credit Union Insurance Services, HVCU Financial Services, HVCU Business Services and HVCU branch services. » Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained expertise. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional tasks and special projects as assigned. » Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism. » Responsible for regular and predictable attendance including punctuality. Qualifications » Associate’s Degree or at least 2 years equivalent practice for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of practice required » Bachelor’s Degree preferred » Registration with the National Mortgage Licensing System and Registry (NMLS) required » Valid driver’s license required » Minimum 2 Years practice in financial services practice required Why Choose HVCU? Join a team where your growth matters. At Hudson Valley Credit Union, we offer a supportive, community-focused culture, competitive benefits, and opportunities to grow your career while making a significant impact.Come be part of a Great Place to Work! Employee Perks: » Base & Variable Pay Structures » Paid Personal, Holiday & Volunteer Time Off » Professional Development Training through HVCU University & Academy » Student Loan Repayment & Tuition Reimbursement Programs » Medical, Dental & Vision Coverage » 401(k) With Employer Match & Non-Elective Employer Contribution » Life, Short-term & Long-term Discapability Insurances » Discounted Loan Rates & Fees HVCU is an Equal Opportunity Employer, including individuals with disabilities and veterans. » Associate’s Degree or at least 2 years equivalent practice for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of practice required » Bachelor’s Degree preferred » Registration with the National Mortgage Licensing System and Registry (NMLS) required » Valid driver’s license required » Minimum 2 Years practice in financial services practice required » Responsible for the development and maintenance of external relationships for referral sources within the community including, but not limited to, realtors, builders and other affinity groups. Utilize various techniques including cold-calling, letter writing and group presentations. Attend functions relative to the position to build rapport within the community. » Provide excellent member service by responding to and following up on customer inquiries and leads from all sources located on HVCU’s service agreement. Responsible for managing a flexible work schedule, which allows for meeting members and potential members, as well as, networking and other significant events. » Recommend Credit Union mortgage loan products to members that would best serve them, advising them of the risks and benefits of the loan alternatives, including options and variables involved. » Maintain superior expertise of the variety of mortgage loan products and services offered and attend meetings and training programs as required by the Credit Union in order to maintain this level of practice and expertise. » Collect and analyze member’s financial information and assess their financial circumstances to determine whether the member and the property qualify for a particular loan; this includes member’s salary, assets, investments, debts, credit history as well as characteristics of the property and other pertinent information. » Follow up with members as necessary to obtain required documentation. Provide assistance as required to the Processing and/or Underwriting areas in order to ensure a quality loan decision. » located on member need, identify opportunities for referral to other Credit Union products and services including, but not limited to, Hudson Valley Credit Union Insurance Services, HVCU Financial Services, HVCU Business Services and HVCU branch services. » Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained expertise. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional tasks and special projects as assigned. » Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism. » Responsible for regular and predictable attendance including punctuality. Skills:
|
||||||||||||||||||||||||||||||||
|