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Job Offer: Quality Control Analyst:Job description:
Quality Control AnalystOverviewHudson Valley Credit Union is currently recruiting for the position of Quality Control Analyst. Primary Function: responsible for evaluating and monitoring the quality of consumer loan originations for collectcapability, credit, compliance and risk. Responsibilities » Conduct independent quality control reviews of samples of finalized consumer loans (including home equity, business purpose loans and modifications) for collectcapability, credit, risk and compliance. » Analyzes findings for trends and errors as relate to system or manual process, fraud, procedure and/or training concerns. Identify system, workflow and process problems and recommend resolutions. » Documents findings and trends. Compiles results and issues reports to management for review and response. Reports material findings to management immediately. » Recommends changes to policies and procedures to decrease loan errors and deficiencies. » Perform quality control reviews of HMDA data collected and uploaded to the HMDA software to ensure accurate HMDA reporting. Acts as the administrator for the HMDA software, including maintenance and training. » Maintains a working expertise of consumer lending processes and procedures, and applicable lending regulations. » Review monthly exception reports received from each of the credit bureaus. Identifies causes of exceptions and contacts appropriate departments for corrections to ensure accurate credit reporting. » Cross train in other Collection/Quality Control functions and performs them as required. » Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained expertise. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional tasks and special projects as assigned. » Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism. » Responsible for regular and predictable attendance including punctuality. Qualifications » High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required » Associate’s Degree or at least 2 years equivalent practice for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of practice preferred » Minimum 2 Years quality assurance, audit, loan underwriting, loan processing practice required Why choose HVCU? HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and practices. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+. Employee Perks: » HVCU University & Academy; Professional Development Training » Student Loan Repayment & Tuition Reimbursement Programs » Medical, Dental, and Vision coverage (coverage starting as low as $20 per month) » 401(k) with employer match and non-elective employer contribution » Paid time off (PTO), holidays, and community volunteer time » Life, Short-Term, and Long-Term Discapability Insurance » Discounted Loan Rates & Fees Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified candidates will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, discapability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law. » High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required » Associate’s Degree or at least 2 years equivalent practice for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of practice preferred » Minimum 2 Years quality assurance, audit, loan underwriting, loan processing practice required Why choose HVCU? HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and practices. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+. Employee Perks: » HVCU University & Academy; Professional Development Training » Student Loan Repayment & Tuition Reimbursement Programs » Medical, Dental, and Vision coverage (coverage starting as low as $20 per month) » 401(k) with employer match and non-elective employer contribution » Paid time off (PTO), holidays, and community volunteer time » Life, Short-Term, and Long-Term Discapability Insurance » Discounted Loan Rates & Fees Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified candidates will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, discapability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law. » Conduct independent quality control reviews of samples of finalized consumer loans (including home equity, business purpose loans and modifications) for collectcapability, credit, risk and compliance. » Analyzes findings for trends and errors as relate to system or manual process, fraud, procedure and/or training concerns. Identify system, workflow and process problems and recommend resolutions. » Documents findings and trends. Compiles results and issues reports to management for review and response. Reports material findings to management immediately. » Recommends changes to policies and procedures to decrease loan errors and deficiencies. » Perform quality control reviews of HMDA data collected and uploaded to the HMDA software to ensure accurate HMDA reporting. Acts as the administrator for the HMDA software, including maintenance and training. » Maintains a working expertise of consumer lending processes and procedures, and applicable lending regulations. » Review monthly exception reports received from each of the credit bureaus. Identifies causes of exceptions and contacts appropriate departments for corrections to ensure accurate credit reporting. » Cross train in other Collection/Quality Control functions and performs them as required. » Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained expertise. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional tasks and special projects as assigned. » Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism. » Responsible for regular and predictable attendance including punctuality. Skills:
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